Bank of America has this promotion where every debit card purchase is rounded up to the next dollar, and the extra amount of each transaction is then deposited into your savings account, where it can earn interest. It's like a forced savings program. So, for example, if something costs $9.65, you would automatically contribute $0.35 to your savings account.

What if this idea were extended to the philanthropic realm? Instead of sending that $0.35 to your savings account, though, you would send it to a charitable organization of your choosing. Every day, you would be contributing to a charitable cause, knowing that you were somehow helping the world in your own little way.